Last Updated: November 2025
Please read this disclaimer carefully before using any information on this website. By accessing and using Sylva, you acknowledge and agree to the terms of this disclaimer.
Sylva is an educational informational resource. All content provided on this website is for general educational and informational purposes only. It is not intended to be, and should not be construed as:
The information presented on this website describes common approaches to personal financial organization, expense tracking, and budgeting habits in a purely educational context. It is descriptive, not prescriptive.
We do not provide recommendations about what you should do with your money. We do not offer guidance on specific financial decisions. We do not suggest strategies for your particular circumstances.
Using this website does not create any professional relationship between you and Sylva. We are not your financial advisors, consultants, or professionals. Any information you obtain from this website is at your own discretion and risk.
We make no representations, warranties, or guarantees regarding:
Individual financial circumstances vary significantly. What works for one person may not work for another.
Every individual's financial situation is unique. Factors such as income, expenses, family circumstances, location, goals, and risk tolerance differ significantly from person to person. General educational content cannot account for these individual variations.
Before making any financial decisions, consider your own specific circumstances and consult with qualified professionals.
While we strive to provide accurate educational information, we make no guarantees about the completeness, reliability, or accuracy of content on this website. Information may become outdated, and practices may change over time.
We are not responsible for any errors or omissions in the content or for any decisions made based on the information provided.
Sylva does not provide investment advice of any kind. We do not:
Our educational content focuses exclusively on basic personal financial organization concepts such as expense tracking and budget awareness.
For personalized financial advice, investment recommendations, tax guidance, or legal counsel, you should consult with appropriately licensed and qualified professionals in your jurisdiction.
Professional advisors can consider your specific circumstances, goals, and needs in ways that general educational content cannot.
To the fullest extent permitted by law, Sylva disclaims all liability for any decisions, actions, or outcomes resulting from the use of information on this website. We are not responsible for:
Any mention of third-party services, products, or resources is for informational purposes only and does not constitute an endorsement or recommendation. We are not responsible for third-party content or practices.
Sylva operates as an educational information provider only. We are not registered as financial advisors, investment advisors, or any other type of regulated financial services provider.
We do not offer services that require regulatory licensing or registration.
You are solely responsible for:
We may update this disclaimer at any time. The current version will always be available on this page with the "Last Updated" date indicated at the top.
If you have questions about this disclaimer or the nature of content on our website, please contact us:
Sylva
890 Rue Saint-Jacques
Montréal, QC H3C 1G7
Canada
Email: hello@sylva.com
Phone: +1 514 683 9274
Sylva provides educational information about personal finance topics. We do not provide financial advice. For guidance specific to your situation, consult qualified professionals.